Model portfolios built for how advisers work.
Model portfolios built for how advisers work.
Five portfolio ranges across active, passive, income and ethical. Each built on our StrataFolio methodology, independently rated by Defaqto and priced from 0.08% DFM fees.
Model portfolios built for how advisers work.
Five portfolio ranges across active, passive, income and ethical. Each built on our StrataFolio methodology, independently rated by Defaqto and priced from 0.08% DFM fees.
How we invest — and why it matters.
Built in layers, not guesswork
Every portfolio is constructed through our "StrataFolio" layer-based methodology, a repeatable, research-driven process that advisers can explain to clients and justify to compliance.
Built in layers, not guesswork
Every portfolio is constructed through our "StrataFolio" layer-based methodology, a repeatable, research-driven process that advisers can explain to clients and justify to compliance.
Funds that earn their place
Every fund passes a rigorous 7-factor filter covering cost, manager tenure, style bias, and more. Emotion, habit, and convention are taken out of the equation before a single pound is invested.
Funds that earn their place
Every fund passes a rigorous 7-factor filter covering cost, manager tenure, style bias, and more. Emotion, habit, and convention are taken out of the equation before a single pound is invested.
Action in every sense
Choosing not to change a portfolio is still an active decision. Every position is continuously monitored, reviewed, and held to account, because oversight is never optional.
Action in every sense
Choosing not to change a portfolio is still an active decision. Every position is continuously monitored, reviewed, and held to account, because oversight is never optional.
Five ranges. One consistent process.
Building wealth from the start
Wealth Accumulator and Asset Tracker portfolios are designed for clients in accumulation and consolidation — focused on maximising total return through capital growth over the medium to long term, whatever their risk appetite.
Building wealth from the start
Wealth Accumulator and Asset Tracker portfolios are designed for clients in accumulation and consolidation — focused on maximising total return through capital growth over the medium to long term, whatever their risk appetite.
Living in retirement, not just surviving it
The Retirement Income range targets a 3–4% income yield while preserving or growing capital in real terms — so clients in decumulation can draw an income with confidence, without eroding what they've spent a lifetime building.
Living in retirement, not just surviving it
The Retirement Income range targets a 3–4% income yield while preserving or growing capital in real terms — so clients in decumulation can draw an income with confidence, without eroding what they've spent a lifetime building.
Values-led at every stage of the journey
Ethical and Responsible Asset Tracker portfolios apply the same rigorous growth objective across all risk levels — meaning a client who wants their money to reflect their principles never has to compromise on portfolio quality to get there.
Values-led at every stage of the journey
Ethical and Responsible Asset Tracker portfolios apply the same rigorous growth objective across all risk levels — meaning a client who wants their money to reflect their principles never has to compromise on portfolio quality to get there.
Model Portfolio
Wealth Accumulator
Actively managed growth across five risk levels.
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Model Portfolio
Retirement Income
Reliable income with capital preservation in mind.
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Model Portfolio
Retirement Income
Reliable income with capital preservation in mind.
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Model Portfolio
Asset Tracker
Low-cost passive growth for every risk profile.
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Model Portfolio
Responsible Asset Tracker
Passive investing built around sustainable principles.
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Model Portfolio
Responsible Asset Tracker
Passive investing built around sustainable principles.
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Model Portfolio
Ethical
Values-led portfolios without compromising on performance.
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Model Portfolio
Money Market
Low-volatility capital preservation tracking the Base Rate.
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Model Portfolio
Money Market
Low-volatility capital preservation tracking the Base Rate.
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Model Portfolio
Retirement Income
Reliable income with capital preservation in mind.
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Model Portfolio
Responsible Asset Tracker
Passive investing built around sustainable principles.
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Model Portfolio
Money Market
Low-volatility capital preservation tracking the Base Rate.
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Wealth Accumulator
Portfolio Summary
The P1 Wealth Accumulator takes a blended approach, combining active and passive investments with active risk management. Tactical asset allocation is applied across an unconstrained asset class universe, going beyond a simple equity/bond split. Actively managed fixed income and quarterly rebalancing ensure the portfolio remains aligned to your client's objectives over the long term.
Portfolio Summary
The P1 Wealth Accumulator takes a blended approach, combining active and passive investments with active risk management. Tactical asset allocation is applied across an unconstrained asset class universe, going beyond a simple equity/bond split. Actively managed fixed income and quarterly rebalancing ensure the portfolio remains aligned to your client's objectives over the long term.
Objective
The range offers five risk-rated portfolios, from Cautious to Adventurous, each targeting capital growth relative to its relevant IA benchmark over the long term (5+ years). With equities and alternatives weighted more heavily as risk increases, the range suits investors willing to accept short-term fluctuation in pursuit of stronger long-term returns.
Objective
The range offers five risk-rated portfolios, from Cautious to Adventurous, each targeting capital growth relative to its relevant IA benchmark over the long term (5+ years). With equities and alternatives weighted more heavily as risk increases, the range suits investors willing to accept short-term fluctuation in pursuit of stronger long-term returns.
Risk Levels
Risk Levels
Key Facts
Key Facts
Inception Date
Inception Date
1 November 2015
1 November 2015
Management Charge
Management Charge
0.20%
0.20%
Avg Fund OCF
Avg Fund OCF
0.54%
0.54%
Rebalancing
Rebalancing
Quarterly
Quarterly
Target Market
Target Market
UK Retail Investors
UK Retail Investors
Retirement Income
Portfolio Summary
The P1 Retirement Income portfolio takes a blended approach, designed as an income-generating solution targeting 3–4% per annum. With active risk management, a tactical asset allocation overlay, and an unconstrained asset class universe, it goes beyond a simple equity/bond split. Actively managed fixed income and quarterly rebalancing keep the portfolio aligned to income and capital objectives.
Portfolio Summary
The P1 Retirement Income portfolio takes a blended approach, designed as an income-generating solution targeting 3–4% per annum. With active risk management, a tactical asset allocation overlay, and an unconstrained asset class universe, it goes beyond a simple equity/bond split. Actively managed fixed income and quarterly rebalancing keep the portfolio aligned to income and capital objectives.
Objective
The range offers five risk-rated portfolios, from Cautious to Adventurous, each targeting a sustainable income over the long term (5+ years) alongside capital growth or preservation appropriate to its risk level. Quarterly rebalancing keeps each portfolio aligned to its income target and risk profile, supporting clients throughout retirement.
Objective
The range offers five risk-rated portfolios, from Cautious to Adventurous, each targeting a sustainable income over the long term (5+ years) alongside capital growth or preservation appropriate to its risk level. Quarterly rebalancing keeps each portfolio aligned to its income target and risk profile, supporting clients throughout retirement.
Risk Levels
Risk Levels
Key Facts
Key Facts
Inception Date
Inception Date
1 November 2015
1 November 2015
Management Charge
Management Charge
0.20%
0.20%
Avg Fund OCF
Avg Fund OCF
0.61%
0.61%
Rebalancing
Rebalancing
Quarterly
Quarterly
Target Market
Target Market
UK Retail Investors
UK Retail Investors
Asset Tracker
Portfolio Summary
The P1 Asset Tracker is a low-cost passive solution, utilising tactical asset allocation across an unconstrained universe — not simply an equity/bond split. Risk-conscious construction, actively managed fixed income, and quarterly rebalancing ensure the portfolio remains appropriate for its targeted risk level, making it a highly efficient option for cost-sensitive clients.
Portfolio Summary
The P1 Asset Tracker is a low-cost passive solution, utilising tactical asset allocation across an unconstrained universe — not simply an equity/bond split. Risk-conscious construction, actively managed fixed income, and quarterly rebalancing ensure the portfolio remains appropriate for its targeted risk level, making it a highly efficient option for cost-sensitive clients.
Objective
The range offers six risk-rated portfolios, from Conservative to Adventurous, each targeting long-term total returns relative to its relevant IA benchmark. The portfolios balance capital protection against growth potential according to each investor’s risk appetite, delivering broad market exposure at minimal cost.
Objective
The range offers six risk-rated portfolios, from Conservative to Adventurous, each targeting long-term total returns relative to its relevant IA benchmark. The portfolios balance capital protection against growth potential according to each investor’s risk appetite, delivering broad market exposure at minimal cost.
Risk Levels
Risk Levels
Key Facts
Key Facts
Inception Date
Inception Date
6 April 2017
6 April 2017
Management Charge
Management Charge
0.08%
0.08%
Avg Fund OCF
Avg Fund OCF
0.09%
0.09%
Rebalancing
Rebalancing
Quarterly
Quarterly
Target Market
Target Market
UK Retail Investors
UK Retail Investors
Responsible Asset Tracker
Portfolio Summary
The P1 Responsible Asset Tracker is a low-cost passive solution with a 'light green' ethical overlay, invested in line with the UN Global Compact and UN PRI. ESG screens are applied across all holdings, with fossil fuel divestment requirements built in. Tactical asset allocation, risk-conscious construction, and quarterly rebalancing keep the portfolio aligned to both risk and responsible investment standards.
Portfolio Summary
The P1 Responsible Asset Tracker is a low-cost passive solution with a 'light green' ethical overlay, invested in line with the UN Global Compact and UN PRI. ESG screens are applied across all holdings, with fossil fuel divestment requirements built in. Tactical asset allocation, risk-conscious construction, and quarterly rebalancing keep the portfolio aligned to both risk and responsible investment standards.
Objective
The range offers five risk-rated passive portfolios, from Cautious to Adventurous, each aiming to deliver returns similar to its relevant IA benchmark over the long term (5+ years). Rebalanced quarterly, the portfolios give cost-conscious clients a responsible route to market returns, with risk kept aligned to each investor’s appetite.
Objective
The range offers five risk-rated passive portfolios, from Cautious to Adventurous, each aiming to deliver returns similar to its relevant IA benchmark over the long term (5+ years). Rebalanced quarterly, the portfolios give cost-conscious clients a responsible route to market returns, with risk kept aligned to each investor’s appetite.
Risk Levels
Risk Levels
Key Facts
Key Facts
Inception Date
Inception Date
July 2022 (back-tested to 3yr)
July 2022 (back-tested to 3yr)
Management Charge
Management Charge
0.08%
0.08%
Avg Fund OCF
Avg Fund OCF
0.17%
0.17%
Rebalancing
Rebalancing
Quarterly
Quarterly
Target Market
Target Market
UK Retail Investors
UK Retail Investors
Ethical
Portfolio Summary
The P1 Ethical portfolio takes a 'dark green' approach — using active funds with rigorous ethical screening, thorough shareholder engagement, and active risk management. Tactical asset allocation is applied across an unconstrained universe beyond a simple equity/bond split. Actively managed fixed income and quarterly rebalancing ensure alignment to both ethical standards and long-term investment objectives.
Portfolio Summary
The P1 Ethical portfolio takes a 'dark green' approach — using active funds with rigorous ethical screening, thorough shareholder engagement, and active risk management. Tactical asset allocation is applied across an unconstrained universe beyond a simple equity/bond split. Actively managed fixed income and quarterly rebalancing ensure alignment to both ethical standards and long-term investment objectives.
Objective
The range offers five risk-rated portfolios, from Cautious to Adventurous, each aiming to outperform its relevant IA benchmark over the long term (5+ years). Total returns are pursued across equity, fixed income, property and alternatives, giving clients genuine diversification without any compromise on the ethical standards applied across the range.
Objective
The range offers five risk-rated portfolios, from Cautious to Adventurous, each aiming to outperform its relevant IA benchmark over the long term (5+ years). Total returns are pursued across equity, fixed income, property and alternatives, giving clients genuine diversification without any compromise on the ethical standards applied across the range.
Risk Levels
Risk Levels
Key Facts
Key Facts
Inception Date
Inception Date
1 August 2017
1 August 2017
Management Charge
Management Charge
0.20%
0.20%
Avg Fund OCF
Avg Fund OCF
0.79%
0.79%
Rebalancing
Rebalancing
Quarterly
Quarterly
Target Market
Target Market
UK Retail Investors
UK Retail Investors
Money Market
Portfolio Summary
The P1 Money Market portfolio takes a capital preservation approach — investing primarily in active and passive money market funds and short-dated bond instruments. The portfolio is actively managed and benchmarked to the Bank of England Base Rate, with the managers seeking to deliver returns in line with the benchmark over the short to medium term. Investment costs are treated as a key consideration in portfolio construction and fund selection, and the portfolio is rebalanced quarterly in January, April, July and October.
Portfolio Summary
The P1 Money Market portfolio takes a capital preservation approach — investing primarily in active and passive money market funds and short-dated bond instruments. The portfolio is actively managed and benchmarked to the Bank of England Base Rate, with the managers seeking to deliver returns in line with the benchmark over the short to medium term. Investment costs are treated as a key consideration in portfolio construction and fund selection, and the portfolio is rebalanced quarterly in January, April, July and October.
Objective
The portfolio aims to deliver capital growth over the short to medium term (1+ years), with a total return objective focused on money market and short-dated fixed income assets. Funds are selected to provide a high degree of capital security while delivering returns consistent with prevailing money market rates — prioritising low volatility, cost efficiency, and alignment to the Bank of England Base Rate benchmark.
Objective
The portfolio aims to deliver capital growth over the short to medium term (1+ years), with a total return objective focused on money market and short-dated fixed income assets. Funds are selected to provide a high degree of capital security while delivering returns consistent with prevailing money market rates — prioritising low volatility, cost efficiency, and alignment to the Bank of England Base Rate benchmark.
Key Facts
Key Facts
Inception Date
Inception Date
1 August 2017
1 August 2017
Management Charge
Management Charge
0.05%
0.05%
Fund OCF
Fund OCF
0.14%
0.14%
Rebalancing
Rebalancing
Quarterly
Quarterly
Target Market
Target Market
UK Retail Investors
UK Retail Investors
